Terms of Use – Frugal Living Pro
Updated on May 17, 2024.
Frugal Living Pro operates the esteemed financial content portal at https://frugallivingpro.com/, providing leading financial insights and tools.
Our team at Frugal Living Pro manages this online platform, carefully curating it as a comprehensive resource for users who agree to follow our specified guidelines, terms, and policies.
Throughout this document, the terms “we,” “us,” and “our” refer to Frugal Living Pro. Your engagement with our website allows you to utilize various “Services” that we are pleased to offer.
Frugal Living Pro serves as a hub for financial content, committed to delivering high-quality content on a variety of monetary topics. Our portal is filled with content about financial products and services, including credit card comparisons, personal financial insights, and educational finance materials. Our content is designed to meet the needs of a diverse audience, including both local users and global financial enthusiasts.
At Frugal Living Pro, we prioritize the privacy of our users, as detailed in our Privacy Policy available at https://frugallivingpro.com/privacy/. This document, along with applicable legal standards, governs the operational use of our website and ensures user privacy protection.
The Terms and Conditions of Use at Frugal Living Pro clearly outline the responsibilities and expectations of users interacting with our platform. These provisions are detailed further on our site.
WE STRONGLY ADVISE YOU TO READ OUR TERMS OF USE CAREFULLY. IF ANY TERMS ARE UNACCEPTABLE TO YOU, WE URGE YOU TO REFRAIN FROM USING THE SERVICES PROVIDED BY Frugal Living Pro.
Article I – User Compliance
1.1 Accessing Frugal Living Pro signifies a user’s acknowledgment and agreement to comply with our Terms and Conditions of Use and Privacy Policy.
1.2 By engaging with Frugal Living Pro, users confirm their legal capacity to enter binding agreements and that they are at least 18 years old, thereby agreeing to the established Terms and Conditions of Use.
1.3 Individuals who do not meet these criteria, or who disagree with any part of these terms, should not use the services and resources provided by Frugal Living Pro, including those available through its website.
Article II – Correspondence
2.1 Frugal Living Pro has designated specific channels for communication to address user inquiries, resolve issues, handle complaints, and receive feedback regarding our range of products and services.
2.2 Users wishing to ask questions or initiate dialogue with us are encouraged to use our contact form, available at https://frugallivingpro.com/contact/.
Article III – Responsibilities of Parties
3.1 Users utilizing the services or products of Frugal Living Pro must fully understand and agree to the conditions outlined in both the Terms and Conditions of Use and the Privacy Policy.
3.2 Frugal Living Pro’s platform may feature links to external websites for the acquisition of services or products; however, Frugal Living Pro is not directly involved in these external interactions.
3.3 When users proceed to third-party websites, they are responsible for adhering to the terms and privacy policies specific to those sites.
3.4 Frugal Living Pro disclaims any liability for the terms, privacy policies, or content associated with third-party services or products promoted on our platform.
3.5 Frugal Living Pro is not liable for any damages resulting from internet-delivered viruses or malware, emphasizing the user’s responsibility to implement effective cybersecurity measures and virus protection.
3.6 Frugal Living Pro is not responsible for any loss or damage arising from the improper use of the website or from events beyond our control.
3.7 Frugal Living Pro does not require any form of deposit or financial commitment as a prerequisite for endorsing financial offerings.
3.8 Frugal Living Pro advises users to be cautious with emails requesting verification of personal information or containing attachments, and to report any suspicious correspondence via our contact form at https://frugallivingpro.com/contact/.
Article IV – Prohibited Actions
Our website strictly forbids the following activities:
- Engaging in or promoting any illegal activities;
- Violating any applicable laws or regulations;
- Infringing on third-party intellectual property rights;
- Participating in or supporting harassment, defamation, discrimination, or intimidation based on personal characteristics;
- Distributing false or misleading information;
- Spreading harmful software or malicious code;
- Illegally collecting personal data from individuals;
- Engaging in spamming, phishing, or other deceptive practices;
- Exhibiting behavior considered immoral or explicit;
- Bypassing or attempting to bypass the security measures of our website.
Non-compliance with these restrictions may result in the suspension or termination of your access to the services provided by Frugal Living Pro.
Article V – Exclusions of Warranty and Liability
While Frugal Living Pro strives to deliver high-quality services, we cannot guarantee uninterrupted, secure, or error-free services. The accuracy or reliability of results from using our services is also not assured. Additionally, we reserve the right to cease or discontinue our services at any time without prior notice.
Using our services is at your own discretion and risk. Our services and products are provided “as is” with no warranties, express or implied. The disclaimer of warranties includes, but is not limited to, no guarantees of merchantability, fitness for a specific purpose, durability, compliance with laws, or non-infringement of intellectual property rights.
Neither Frugal Living Pro nor our employees, affiliates, agents, contractors, service providers, or licensors shall be liable for any direct, indirect, incidental, punitive, special, or consequential damages or losses. This includes, but is not limited to, loss of profits, revenue, savings, data, or the cost of substitute data, arising from your use of our services or products, or any related claims, even if these claims arise from content inaccuracies or any other damages incurred through the use of our services or products.
Article VI – Term and Statutory Period
The provisions set forth in the Terms and Conditions of Use for Frugal Living Pro are intended to remain valid indefinitely. Should any legal or regulatory proceedings related to the use of Frugal Living Pro or its Privacy Policy become necessary, such actions must be initiated within 90 days of the incident that gives rise to the claim.
Article VII – Governing Law and Jurisdiction
The governance and interpretation of Frugal Living Pro’s Terms and Conditions of Use and Privacy Policy are subject to applicable Federal Laws, Civil Code provisions, and statutes related to consumer rights and data protection.
Article VIII – Ownership of Intellectual Property and Content
8.1 Content Rights
The content presented on the Frugal Living Pro website, whether owned by Frugal Living Pro or its affiliates, is protected by copyright and intellectual property laws. Unauthorized use of this content, including but not limited to copying, modifying, distributing, publishing, displaying, broadcasting, or creating derivative works, is strictly prohibited unless prior explicit consent has been obtained from the rightful content owners.
8.2 Limitation of Liability
Frugal Living Pro is not responsible for content generated by third parties, such as user comments, forum posts, or social media updates. Additionally, Frugal Living Pro shall not be liable for any direct or indirect damage or loss that may result from the use of its website.
8.3 Addressing Content Violations
Frugal Living Pro reserves the right to remove any content that violates these terms, including but not limited to content that is illegal, offensive, defamatory, or infringing on intellectual property rights of others. We also reserve the right to deactivate the accounts of users who violate these conditions.
Article IX – Modifications to Terms and Conditions
Frugal Living Pro reserves the right to alter or terminate any aspect of its services at our sole discretion, without any obligation to provide prior or subsequent notice. We are not liable for any changes, suspensions, or termination of our services.
Users who disagree with these terms should refrain from using Frugal Living Pro’s website.
Article X – Communication Details
If you have any questions or feedback regarding our services, please contact Frugal Living Pro via our contact form at https://frugallivingpro.com/contact/.