Frugal Living Pro Privacy Policy
Updated on October 4, 2025
Introduction and Summary
Frugal Living Pro is dedicated to enhancing your financial journey by offering insightful content. Our official website, https://frugallivingpro.com/, features a broad range of articles covering finance, travel, mortgages, and more.
We prioritize your privacy, and this policy outlines our commitment to protecting your personal and financial information in compliance with applicable privacy laws in the United States, Australia, and other relevant jurisdictions such as the European Union.
If you have any questions or concerns about our privacy practices, please contact us through our Contact Page. Our team is here to assist.
Scope of the Privacy Policy
This Privacy Policy, issued by Frugal Living Pro, explains how we handle your personal data when you use our services. This includes visiting our website or interacting with any platform we operate that references this policy.
This policy applies exclusively to online activities and to visitors of our website. It does not cover information collected offline or via channels outside of Frugal Living Pro.
Consent
By accessing and using our website, you consent to this Privacy Policy and our Terms of Use. If you disagree with any aspect of these policies, please discontinue using our services.
I. Data Collection Practices
A. Information You Provide
We do not require personal information for general site navigation. However, registration may be necessary to access restricted content. In those cases, we may collect your name, email address, phone number, and mailing address.
This information enables us to provide personalized content, verify authenticity, and maintain user engagement.
If you contact us directly, we may also collect details you provide (e.g., name, email, message content) for customer support purposes.
B. Automatically Collected Information
We automatically collect non-personal data when you interact with our website, such as your IP address, browser type, Internet Service Provider, timestamps, and browsing behavior via cookies and log files.
Cookies and web beacons help us improve your browsing experience and tailor content to your preferences. You may manage cookies through browser settings; however, continued use implies consent to their operation.
C. Information from External Sources
Our website may contain links or references to third-party offers, particularly from advertising or affiliate partners. Interacting with such content may allow those partners to collect limited information (e.g., IP address) via cookies or scripts.
We recommend reviewing each partner’s privacy policy, including Google’s Privacy Policy, to understand how your data may be processed independently from Frugal Living Pro.
II. How We Use Your Information
Your data is used for the following purposes:
- Site Operation: To maintain and optimize website performance.
- Customization: To personalize your experience based on preferences.
- Analytics: To study user interactions and improve content and usability.
- Product Development: To innovate and improve services and features.
- Communication: To send updates, respond to inquiries, and deliver relevant promotional materials.
- Security: To detect and prevent fraud or misuse of our website.
We never sell personal information. Any data sharing occurs solely to support our legitimate business operations under applicable law.
III. Cookie Policy
Understanding Cookies
Cookies are small text files stored on your device that help us improve your experience. This section explains how cookies work and how you can control them.
Use of Cookies
We use cookies to remember preferences, keep you logged in, manage newsletter sign-ups, and analyze performance metrics.
Disabling Cookies
You can disable cookies through your browser settings. However, doing so may affect functionality. Instructions for major browsers are available at:
Google Chrome • Firefox • Microsoft Edge • Opera • Safari.
Third-Party Cookies
We use trusted third-party analytics tools, such as Google Analytics, to understand how users interact with our site. For more details, visit the Google Analytics website.
You may also opt out of personalized advertising by visiting About Ads or adjusting your Google Ad Settings.
IV. Data Protection and Sharing
Frugal Living Pro implements administrative, technical, and organizational safeguards to protect your data.
We do not sell personal data. However, we may share limited, non-identifiable information with trusted partners to enhance user experience or service performance.
We comply with relevant data protection laws, including:
- California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
- Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs)
- General Data Protection Regulation (GDPR) for EU/EEA visitors
While we strive to ensure security, no online platform can guarantee absolute protection. In the event of a data breach, we will act promptly in accordance with legal obligations.
V. Data Retention
We retain your information only as long as necessary to fulfill the purposes outlined in this policy or as required by law.
If you wish to request deletion or modification of your data, please contact us through our Contact Page.
VI. Your Privacy Rights
Depending on your location, you may have specific rights:
Under U.S. (California) Law – CCPA/CPRA
- Right to Know what personal data we collect and why.
- Right to Delete personal information held about you.
- Right to Opt-Out of data sharing or sale (we do not sell data).
- Right to Non-Discrimination for exercising these rights.
Under Australian Law – Privacy Act 1988 (Cth)
- Right to Access your personal data.
- Right to Correct inaccurate or incomplete data.
- Right to Complain to the Office of the Australian Information Commissioner (OAIC) if concerns are unresolved.
Under EU Law – GDPR
- Right to Access, Rectification, Erasure, Restriction, Data Portability, and Objection to processing.
- We respond to verified requests within 30 days.
To exercise any of these rights, contact us via the form on our website.
VII. Children’s Privacy
Frugal Living Pro does not knowingly collect data from children under 13.
If you believe your child has shared personal information with us, contact us immediately so we can delete it.
VIII. International Data Transfers
Your data may be processed in countries other than where you reside, including the United States and Australia.
We ensure that cross-border transfers comply with applicable data protection laws and that appropriate safeguards are in place.
IX. Updates to This Policy
We may revise this Privacy Policy periodically to reflect changes in our practices or in legal requirements.
Updates will be posted on this page with a new revision date. Continued use of the website after such updates constitutes acceptance of the revised policy.
X. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at:
https://frugallivingpro.com/contact/