Frugal Living Pro Privacy Policy

Last Updated: May 6, 2026

Introduction and Summary

Welcome to Frugal Living Pro (https://frugallivingpro.com/). This website is operated by CREDITSTACKER OÜ, a company registered in Estonia (Registry code: 16467237), located at Harju maakond, Tallinn, Kristiine linnaosa, Kotkapoja tn 2a-10, 10615.

Frugal Living Pro is purely an informational platform dedicated to providing content covering personal finance, travel, and lifestyle. We do not offer, sell, or broker any financial products directly, nor do we engage in affiliate marketing programs. All content is provided strictly for educational and informational purposes.

We prioritize your privacy. This policy outlines our commitment to protecting your personal data in compliance with applicable privacy laws in the United States, the United Kingdom (UK GDPR), and Australia.

I. Consent and Data Collection Practices

We respect your privacy and employ a proactive approach to data collection. We do not rely on “implied consent” from simply browsing our site. We utilize a Consent Management Platform (CMP) to ensure you have full control over your cookie preferences and data tracking when visiting our site from regulated jurisdictions.

A. Information You Provide We do not require personal information for general site navigation. If you choose to contact us directly for support or inquiries, we may collect the details you voluntarily provide (e.g., name, email address, message content).

B. Automatically Collected Information When you explicitly consent via our CMP, we automatically collect non-identifiable data to analyze website performance and display relevant advertising. This may include your IP address, browser type, timestamps, and browsing behavior via cookies.

II. How We Use Your Information

Your data is used strictly for the following operational purposes:

  • Site Operation & Analytics: To maintain website performance and understand how readers interact with our content using tools like Google Analytics.
  • Advertising: To deliver relevant ad content. We rely on your explicit consent (where required by law) to serve personalized advertisements.
  • Security: To detect and prevent fraud or malicious activity on our platform.

III. Cookie Policy and Opt-Out

We use cookies to ensure the technical functioning of the website and to serve advertisements.

  • Managing Cookies: You can adjust your preferences at any time through our website’s privacy settings/CMP module or through your browser settings.
  • Advertising Cookies: Third-party vendors, including Google, use cookies to serve ads based on your prior visits to our website or other websites. You may opt out of personalized advertising by visiting Google Ad Settings or About Ads.

IV. Artificial Intelligence and Editorial Transparency

At Frugal Living Pro, we are committed to providing high-quality, accurate, and trustworthy content. We may utilize Artificial Intelligence (AI) tools to assist in research, outlining, and content generation.

However, AI is strictly used as an assistive tool. Every piece of content and all images published on our site undergo rigorous human review, fact-checking, and editing by our editorial team. Our human editors are solely responsible for the final publication, ensuring that all articles meet our strict editorial standards and provide genuine value to our readers.

V. Data Protection and Sharing

Frugal Living Pro implements technical and organizational safeguards to protect your data. We do not sell your personal data. We only share non-identifiable information with trusted advertising and analytics partners (such as Google) strictly to facilitate the display of ads and measure site performance, in accordance with your consent preferences.

VI. Your Privacy Rights by Jurisdiction

Depending on your location, you have specific legal rights regarding your data:

Under U.S. Law (Including CCPA/CPRA – California)

  • Right to Know & Delete: You have the right to request details about the data we collect and request its deletion.
  • Do Not Sell or Share My Personal Information: While we do not sell data for money, the use of advertising cookies is considered “sharing” under California law. We have configured an opt-out mechanism. You can exercise this right via our cookie management tool on the site.

Under UK Law (UK GDPR)

  • You have the right to Access, Rectification, Erasure, Restriction, Data Portability, and Objection to processing. Consent for tracking is collected proactively upon your arrival at our site. You can withdraw this consent at any time via our CMP.

Under Australian Law (Privacy Act 1988)

  • You have the Right to Access your personal data, Correct inaccurate data, and lodge a complaint with the Office of the Australian Information Commissioner (OAIC) if you believe your privacy has been compromised.

VII. Children’s Privacy

Frugal Living Pro does not knowingly collect data from children under 18. If you believe a child has provided us with personal information, please contact us immediately for its deletion.

VIII. Updates to This Policy

We may revise this Privacy Policy to reflect changes in legal requirements or our internal practices. Updates will be posted here with a new “Last Updated” date.

IX. Contact Us

For any privacy-related requests, questions, or to exercise your rights, please contact our Data Protection representative:

CREDITSTACKER OÜ Email: [email protected] Address: Harju maakond, Tallinn, Kristiine linnaosa, Kotkapoja tn 2a-10, 10615, Estonia

You can also contect us at https://frugallivingpro.com/contact/