Standard Chartered Visa Platinum Credit Card
- APR
- 36.0% – 36.0%
- Annual Fee
- $7k
- Rewards
- Up to 5.0%
The Standard Chartered Visa Platinum card offers 5% cashback on fuel and dining, along with a robust rewards programme and attractive merchant discounts.
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Our Verdict
This card is great for frequent fuel and dining spenders but comes with a high annual fee.
Pros
- 5% cashback on fuel and dining
- 360° Rewards programme
- Up to 15% discounts at select merchants
- Supplementary cards available
- No foreign transaction fees
Cons
- High annual fee of KES 7,000
- 36% APR may be steep for some
- Limited cashback categories
- Requires good credit for approval
- Supplementary card fee of KES 2,000
The Standard Chartered Visa Platinum Credit Card is tailored for those who enjoy dining out and driving, offering 5% cashback in these categories. However, this benefit comes with a significant annual fee of KES 7,000, which could deter casual users.
With a 360° Rewards programme, cardholders earn 1.5 reward points per KES 100 spent on other purchases, but the limited cashback options make it less appealing for varied spending habits.
Approval for this card typically requires a good credit score, which might exclude those with less established credit histories. the 36% APR can lead to high interest charges if balances aren't paid in full each month.
In terms of customer feedback, users appreciate the cashback on fuel and dining but express concerns about the annual fee. The card is consistent spenders in these areas but may not provide the best value for those who don’t. For more information, visit the official page at Standard Chartered.
Who It's For
This card is best suited for individuals who regularly spend on fuel and dining, maximizing cashback benefits.
Watch Out
Be mindful of the high annual fee and APR when considering this card.
Summary
The Standard Chartered Visa Platinum Credit Card offers robust rewards for fuel and dining but is costly, making it less ideal for infrequent users.
Best For
Ideal for individuals who frequently spend on fuel and dining and want to earn cashback.
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What Customers Say
Many users appreciate the cashback rewards but are wary of the high annual fee.
