Chase Cashback Credit Card
- APR
- 24.9% – 24.9%
- Annual Fee
- $0
- Rewards
- Up to 1.0%
Earn 1% unlimited cashback on all spending with no annual fee or foreign transaction fees from Chase UK.
You'll be redirected to chase.co.uk
Our Verdict
The Chase Cashback Credit Card offers straightforward cashback rewards with no hidden fees, making it accessible for everyday spenders.
Pros
- 1% unlimited cashback on all purchases
- No annual fee
- No foreign transaction fees
- Visa card network for global acceptance
- Simple rewards structure
Cons
- High APR of 24.9%
- Limited customer service options
- No bonus categories for enhanced rewards
- Cashback may not appeal to high-spending users
- No introductory offers
With a cashback rate of 1% on all purchases, the Chase Cashback Credit Card is an excellent choice for everyday spending. This card has no annual fee or foreign transaction fees, making it practical for both local and international use. The simplicity of its rewards structure is appealing, but it lacks bonus categories that some competitors offer.
The 24.9% APR is a significant drawback, especially for those who may carry a balance from month to month. Users looking for lower interest rates might want to consider alternatives like the Barclaycard Rewards card, which offers similar cashback but with different terms. Additionally, customer service can be limited, so potential applicants should weigh this factor.
Overall, while the Chase Cashback Credit Card serves well for casual spenders and travellers, it may not be the best fit for high spenders or those who typically carry a balance. For more details, visit the official Chase UK website at Chase UK Credit Cards.
Who It's For
This card is suitable for users who prefer a simple cashback structure without the hassle of annual fees.
Watch Out
The high APR may not be suitable for those who carry a balance, leading to significant interest charges.
Summary
The Chase Cashback Credit Card is ideal for those looking for straightforward cashback rewards but may not suit balance carriers due to its high APR.
Best For
This card is best for individuals seeking a straightforward cashback option without the burden of annual fees.
You'll be redirected to chase.co.uk
What Customers Say
Cardholders appreciate the ease of earning cashback but express concerns over the high interest rate.
