Standard Chartered Simply Cash Credit Card

Earn cashback on every purchase with up to 8% back on groceries and more. Maximum BDT 1,200 cashback monthly.

Last checked on June 18, 2026. We may earn a commission when you click through.

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This card is ideal for regular grocery shoppers looking to maximize their cashback rewards.

✓ Up to 8% cashback on groceries ✓ 5% cashback on dining and hotels ✓ Low annual fee of BDT 3,000
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Standard Chartered Simply Cash Credit Card

APR
25% – 25%
Annual Fee
$3k
Rewards
Up to 8.0%
Sign-Up Bonus
$1.2k

Earn cashback on every purchase with up to 8% back on groceries and more. Maximum BDT 1,200 cashback monthly.

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Our Verdict

This card is ideal for regular grocery shoppers looking to maximize their cashback rewards.

Pros

  • Up to 8% cashback on groceries
  • 5% cashback on dining and hotels
  • Low annual fee of BDT 3,000
  • Cashback capped at BDT 1,200/month
  • Visa card accepted widely

Cons

  • Limited to specific categories for cashback
  • 25% APR on unpaid balances
  • Cashback cap may not suit heavy spenders
  • Not ideal for those who spend less on groceries
  • Requires good credit for approval

The Standard Chartered Simply Cash Credit Card offers an attractive cashback structure, particularly for grocery shoppers. With up to 8% cashback on groceries, it's a great option for families or individuals who prioritize food expenses. Dining and hotel expenses also earn 5% cashback, making it versatile for outings.

However, the 25% APR on unpaid balances is steep, which can be a drawback for anyone who doesn't pay their balance in full each month. The maximum cashback of BDT 1,200 per month may not suit heavy spenders who could benefit from broader categories.

Customer service feedback indicates a generally positive experience, but approval can be challenging for those with lower credit scores. If you’re looking for a card that rewards everyday spending while keeping fees low, this could be a good fit. For more information, check out the issuer's page here.

Who It's For

Ideal for those who spend significantly on groceries and dining out.

Watch Out

Be cautious of the high APR if you carry a balance month to month.

Summary

The Standard Chartered Simply Cash Credit Card is best for regular grocery shoppers who can benefit from its cashback offers while managing their balances effectively.

Best For

Best for individuals who frequently shop for groceries and dine out.

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What Customers Say

Cardholders appreciate the cashback benefits but caution about the high APR.

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