HSBC Revolution Credit Card
- APR
- 27.8% – 27.8%
- Annual Fee
- $0
- Rewards
- Up to 4.0%
- Sign-Up Bonus
- $180k
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Our Verdict
The HSBC Revolution Credit Card offers excellent rewards for contactless and online spending, making it suitable for frequent shoppers. However, those who primarily spend in-store may find the rewards less appealing.
Pros
- No annual fee, making it cost-effective
- Up to 10x Reward points (4 miles per dollar) on online and contactless purchases
- Complimentary travel insurance coverage up to S$1 million
- Attractive sign-up bonus of 180,000 Reward points for new customers
- Great for those with an HSBC Everyday Global Account
Cons
- High APR of 27.8% for unpaid balances
- 1x base points on categories outside contactless and online spending
- Limited rewards for in-store purchases
- Not ideal for those without an HSBC Everyday Global Account
- Foreign transaction fees may apply
In comparison with alternatives like the Citi Rewards Card, which offers broad category rewards, the HSBC Revolution may fall short for in-store users. Overall, this card is tailored for those who embrace digital payments but should be avoided by individuals who often carry a balance.
Watch Out
Be wary of the high APR if you carry a balance, as it can quickly accumulate interest charges.
Best For
This card is best for tech-savvy consumers who frequently shop online and prefer contactless payments.
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