DBS Altitude Visa Signature
- APR
- 28.0% – 28.0%
- Annual Fee
- $192.60
- Rewards
- Up to 2.2%
The DBS Altitude Visa Signature is a premium travel card that earns up to 3 miles per dollar on online purchases, with rewards for local and overseas spending.
You'll be redirected to singsaver.com.sg
Our Verdict
Ideal for frequent travellers, this card offers solid mileage rewards but comes with a steep APR for balances.
Pros
- Earn 3 miles per dollar on online spend
- Annual fee waived for the first year
- 2 miles per dollar on overseas spend
- Visa network acceptance
- Flexible rewards redemption options
Cons
- High APR of 28% for balances
- Annual fee of SGD 192.60 after the first year
- Limited rewards on local spend
- No complimentary travel insurance
- Approval may require a higher credit score
This card offers a compelling 3 miles per dollar on online purchases, making it perfect for e-commerce enthusiasts. With 2 miles per dollar for overseas spending, it caters well to frequent travellers. However, the 28% APR is significant, making it a poor choice for those who might carry a balance.
The annual fee of SGD 192.60 is waived for the first year, but keep in mind the costs thereafter. Customer feedback highlights the card's decent rewards structure but flags concerns over high interest rates, which can quickly erode the benefits for users who do not pay off their purchases in full each month. According to DBS's site, the card's rewards can be redeemed flexibly, but lacking complimentary travel insurance might be a downside for some.
Overall, if you’re a regular traveller who pays balances on time, this card could be beneficial, but the costs can outweigh the benefits for occasional users.
Who It's For
Designed for frequent fliers and online shoppers who can manage their balances effectively.
Watch Out
The high APR makes it less favorable for those who carry a balance month to month.
Summary
The DBS Altitude Visa Signature is a strong choice for earning miles on travel and online purchases, though its high APR may deter some users.
Best For
Best suited for avid travellers looking to maximise miles on online purchases and overseas spending.
You'll be redirected to singsaver.com.sg
What Customers Say
Cardholders appreciate the rewards but express concerns about the high APR and annual fee after the first year.
