Marriott Bonvoy® American Express® Card
- APR
- 29.1% – 29.1%
- Annual Fee
- £75
- Rewards
- Up to 3.0%
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Our Verdict
The Marriott Bonvoy American Express Card offers strong rewards for frequent travellers, particularly those loyal to Marriott hotels.
Pros
- Earn 3 points per £1 at Marriott properties
- Complimentary Silver Elite status
- 10,000 points sign-up bonus after first purchase
- 2 points per £1 on other spending
- Access to American Express services and benefits
Cons
- £75 annual fee may be high for infrequent users
- APR of 56.6% variable could lead to high interest charges
- Limited to Marriott properties for maximum rewards
- Requires a good credit score (700+)
- Not widely accepted compared to Visa or Mastercard
The Marriott Bonvoy American Express Card stands out for those who frequently stay at Marriott hotels, allowing cardholders to earn 3 Marriott Bonvoy points per £1 spent at these properties and 2 points for other purchases. The sign-up bonus of 10,000 points after the first purchase is a nice incentive, particularly for new users. Additionally, the card grants complimentary Silver Elite status, which includes perks like late check-out and bonus points on stays, enhancing the overall value for regular customers.
However, there are notable drawbacks to consider. The £75 annual fee may deter casual users who do not stay at Marriott often, and the high APR of 56.6% variable can lead to hefty interest charges if the balance is not paid in full each month. Furthermore, the card's acceptance is limited compared to Visa or Mastercard, which could be inconvenient for some users.
Overall, while the Marriott Bonvoy American Express Card offers solid rewards, it's essential to weigh these benefits against the fees and potential pitfalls, especially if you're not an avid Marriott traveller.
Watch Out
Be cautious of the high APR if you plan to carry a balance, as it can lead to significant charges.
Best For
This card is best suited for loyal Marriott guests looking to maximise their rewards and benefits.
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