Al Rajhi Signature Cashback Plus
- APR
- 27.0% – 30.0%
- Annual Fee
- $450
- Rewards
- Up to 10.0%
You'll be redirected to alrajhibank.com.sa
Our Verdict
The Al Rajhi Signature Cashback Plus card offers strong cashback rates for specific categories, making it appealing for frequent diners and shoppers. However, the annual fee is relatively high for those who may not maximize the rewards.
Pros
- Up to 10% cashback on local dining
- Access to over 1,200 airport lounges
- Sharia-compliant features
- Flexible rewards categories
Cons
- Annual fee of SAR 450
- Monthly cashback caps limit overall rewards
- Lower cashback on international purchases
- Approval process may take longer than expected
The Al Rajhi Signature Cashback Plus card offers impressive cashback rates, particularly 10% on local dining and 6% on supermarkets, capped at SAR 200 per month. This is beneficial for regular diners and shoppers looking to earn rewards quickly. However, the annual fee of SAR 450 might not be justifiable for users who do not spend heavily in these categories.
While the card provides access to over 1,200 airport lounges, this feature is mainly advantageous for frequent travelers. It's worth noting that cashback on international purchases is lower at 1.5%, which may disappoint globetrotters who want more rewards abroad. Furthermore, the monthly caps limit the total cashback to SAR 500, which can restrict earnings for high spenders.
Customer service feedback is mixed, with some users reporting delays in the approval process. According to the issuer's site, the approval can take longer than expected, which is something to consider if you need a card quickly. Overall, this card serves well for those who align their spending with its cashback categories, but it might not be suitable for casual users or those seeking broader spending flexibility.
For more details, visit Al Rajhi's official page.
Watch Out
Be mindful of the monthly cashback caps which could restrict total rewards earned.
Best For
This card is best for those who frequently dine out and shop at local supermarkets, allowing them to maximize cashback benefits.
You'll be redirected to alrajhibank.com.sa
