ABSA Classic Credit Card
- APR
- 47.88% – 47.88%
- Annual Fee
- $1.5k
Enjoy a no-fee Visa credit card from ABSA Kenya with 50 interest-free days and a credit limit of up to KES 100,000.
You'll be redirected to absabank.co.ke
Our Verdict
The ABSA Classic Credit Card offers solid benefits for those seeking a no-fee option, but the high APR may deter some users.
Pros
- No annual fee for life
- 50 interest-free days
- Up to KES 100,000 credit limit
- Free joining
- Visa card widely accepted
Cons
- High APR of 47.88%
- No rewards program
- KES 1,500 annual fee for some
- Minimum income requirement of KES 40,000
- Limited customer service options
If you prefer a credit card with no annual fees, the ABSA Classic Credit Card delivers just that. With a generous credit limit of up to KES 100,000 and 50 interest-free days, it suits those who pay off balances quickly. However, the APR of 47.88% can be a significant drawback for those who might carry a balance month-to-month.
While it lacks a rewards program, the nature of this card appeals to users who want simplicity. The no-fee lifetime structure is attractive, but it comes with a KES 1,500 annual fee for clients who don't meet the income threshold of KES 40,000. This can be a barrier for some, especially new applicants.
Customer feedback on service quality is mixed, with reports of slow response times. It's essential to weigh the benefits against the potential costs, especially if you plan to use credit frequently. For more details, visit ABSA's official site here.
Who It's For
This card is designed for those who can pay off their balance each month and want to avoid fees.
Watch Out
Be cautious of the high APR that applies after the interest-free period.
Summary
The ABSA Classic Credit Card is a fee-free option ideal for responsible users, but its high APR makes it unsuitable for those who may carry a balance.
Best For
Ideal for individuals looking for a credit card without annual fees.
You'll be redirected to absabank.co.ke
What Customers Say
Cardholders appreciate the no-fee structure but express concerns over the high-interest rates.
