Coles Rewards Mastercard
- APR
- 20.74% – 20.74%
- Annual Fee
- $0
- Rewards
- Up to 2.0%
- Sign-Up Bonus
- A$20k
This Mastercard lets you earn Flybuys points on all purchases, with 2 points per $1 at Coles and no annual fee.
You'll be redirected to coles.com.au
Our Verdict
The Coles Rewards Mastercard is a straightforward option for Coles shoppers looking to maximise Flybuys points without an annual fee.
Pros
- Earn 2 Flybuys points per $1 at Coles
- No annual fee
- 20,000 bonus Flybuys points with $500 spend in 60 days
- Mastercard acceptance
- Easy to manage via Coles online services
Cons
- Limited to 1 point per $2 spent elsewhere
- Not ideal for frequent travellers seeking broader rewards
- Bonus points require minimum spend
- Customer service can be slow
- No additional perks like travel insurance
If you're a loyal Coles shopper, the Coles Rewards Mastercard could be a perfect fit. With 2 Flybuys points per $1 spent at Coles, it allows you to accumulate rewards quickly. The absence of an annual fee makes it accessible for many users.
However, the card only earns 1 point per $2 spent elsewhere, which may disappoint those looking to maximise rewards on other purchases. Additionally, the 20,000 bonus Flybuys points upon a $500 spend in the first 60 days is attractive, yet it requires some planning to achieve.
On the downside, customer service experiences have been mixed, with reports of slow response times. Furthermore, the lack of travel-related perks like insurance limits its appeal for frequent travellers. Overall, this card suits those who primarily shop at Coles rather than broader spending habits.
For more details, visit the official site at Coles.
Who It's For
This card is ideal for individuals who frequently shop at Coles and prefer to earn Flybuys points without incurring fees.
Watch Out
Be aware that rewards outside Coles are significantly lower, making it less beneficial for non-Coles shoppers.
Summary
The Coles Rewards Mastercard is a solid choice for Coles shoppers, offering great Flybuys rewards with no annual fee, though its value diminishes for broader spending.
Best For
This card is best for Coles regulars who want to earn Flybuys points effortlessly while avoiding annual fees.
You'll be redirected to coles.com.au
What Customers Say
Cardholders appreciate the ease of earning points at Coles but wish for better rewards on non-Coles purchases.
