re:member Black Mastercard
- APR
- 25.22% – 29.89%
- Annual Fee
- $0
- Rewards
- Up to 20.0%
A no-annual-fee credit card offering up to 20% discounts at over 200 online stores, plus travel insurance and up to 45 days of interest-free credit.
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Our Verdict
The re:member Black Mastercard is appealing for frequent online shoppers thanks to its significant discounts. However, the relatively high APR and limited rewards outside specific retailers may not benefit everyone.
Pros
- No annual fee
- Up to 20% discounts at over 200 online stores
- Includes travel and cancellation insurance
- Up to 45 days of interest-free credit
Cons
- High APR between 25.22% and 29.89%
- Limited rewards outside of specific merchants
- Approval may be challenging for those with lower credit scores
The re:member Black Mastercard offers attractive perks for online shoppers, especially with its up to 20% discounts at more than 200 retailers. This feature can lead to significant savings for regular customers. However, the high APR, ranging from 25.22% to 29.89%, makes it less appealing for those who might carry a balance month-to-month.
Customer service quality is another factor to consider; while users report decent support, some have faced delays in response times. the card lacks rewards outside its partnered retailers, which might limit value for broader shopping habits. It’s also approval can be difficult for those with less-than-perfect credit scores.
According to the issuer's page (https://www.remember.no/kredittkort/remember-black/), this card is recommended for those who prioritize shopping at specific online stores and can handle their finances well. If you find yourself frequently shopping outside the network, you might want to explore other options.
Who It's For
This card is suited for individuals who shop often at the participating merchants and can pay off their balance regularly.
Watch Out
Be cautious of the high APR if you carry a balance, as it can add up quickly.
Summary
The re:member Black Mastercard provides valuable discounts for online shoppers but comes with a steep APR that can be a drawback for others.
Best For
Ideal for shoppers who frequently buy from affiliated online stores and value cashback rewards.
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What Customers Say
Customers appreciate the discounts but are concerned about the high APR and limited rewards.
