Bank Norwegian Kredittkort
- APR
- 24.4% – 24.4%
- Annual Fee
- $0
- Rewards
- Up to 1.0%
A no-annual-fee credit card offering CashPoints or cashback, with included travel insurance and a credit limit up to 150,000 kr.
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Our Verdict
This credit card is frequent travelers and those looking to earn cashback without annual fees.
Pros
- No annual fee
- Earn CashPoints or cashback on all purchases
- Includes travel insurance
- Visa card accepted worldwide
- High credit limit up to 150,000 kr
Cons
- High APR of 24.4%
- Limited rewards outside travel-related purchases
- No introductory offers
- Strict eligibility criteria may apply
- Customer service reputation varies
The Bank Norwegian Kredittkort is appealing due to its no annual fee structure, ccessible for budget-conscious consumers. Users can earn CashPoints for Norwegian flights or opt for cashback on all purchases, providing flexibility in rewards.
However, the APR of 24.4% can be a significant drawback for those who may carry a balance. This rate is notably high compared to other cards in the market, which often offer lower rates or promo periods.
While this card includes travel insurance, users should note that . Some have reported difficulties with support, which can be frustrating in urgent situations. Overall, the card serves well for regular spenders who pay off their balance each month.
According to the official site, the card's credit limit can reach up to 150,000 kr, which is advantageous for larger purchases. But potential users should ensure they meet the eligibility criteria to avoid disappointment at application.
if you're looking for a rewards card with no annual fees, this might be a great fit, but not if you're someone who tends to carry a balance, given the steep interest rates.
Who It's For
This card is best for individuals seeking a straightforward rewards program without annual fees, especially those who travel frequently.
Watch Out
Be cautious of the high APR if you carry a balance, as interest can accumulate quickly.
Summary
The Bank Norwegian Kredittkort offers a no-annual-fee option with travel rewards, but potential users should be wary of its high APR.
Best For
Ideal for users who travel often and prefer earning rewards on their spending without incurring annual fees.
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What Customers Say
Cardholders appreciate the lack of annual fees and cashback options but express concerns over the high APR and mixed customer service experiences.
