Techcombank Visa Signature
- APR
- 30.5% – 39.5%
- Annual Fee
- $1.5M
- Rewards
- Up to 10.0%
This premium credit card offers up to 10% cashback on dining and 3% on travel, with extensive global travel insurance benefits.
You'll be redirected to techcombank.com
Our Verdict
The Techcombank Visa Signature is ideal for frequent diners and travelers, but the high APR may deter those carrying a balance.
Pros
- 10% cashback on dining purchases
- Extensive travel insurance coverage
- No annual fee for the first year
- 3% cashback on travel and hotels
- Up to VND 3M cashback per month
Cons
- High APR ranges from 30.5% to 39.5%
- 1.1% foreign currency conversion fee
- Annual fee of VND 1,499,000 after the first year
- No sign-up bonus
- Limited rewards outside dining and travel categories
The Techcombank Visa Signature card targets consumers who prioritize dining and travel rewards. With 10% cashback on dining and 3% on travel, it for those who spend heavily in these categories. However, the high APR of up to 39.5% can lead to steep interest charges if you carry a balance, making it less appealing for borrowers.
The card also offers VND 11.7 billion in global travel insurance, which is a significant benefit for frequent travelers. Yet, a 1.1% foreign currency conversion fee adds to costs when spending abroad. This means that while you can earn rewards, international travelers should be mindful of additional charges.
Overall, while the card provides substantial cashback and benefits for dining and travel, those who do not frequently these categories or who may carry a balance should consider alternatives. We recommend reviewing the official information on Techcombank's website for the most accurate details.
Watch Out
Be cautious of the high APR if you tend to carry a balance; it can accumulate quickly.
Best For
This card is best for individuals who frequently dine out and travel, looking to maximize cashback rewards.
You'll be redirected to techcombank.com
