Hong Leong AirAsia Credit Card
- APR
- 15.0% – 18.0%
- Annual Fee
- $0
- Rewards
- Up to 8.0%
This AirAsia co-branded credit card offers 8x points on AirAsia bookings and free airport lounge access with a lifetime annual fee waiver.
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Our Verdict
Ideal for frequent AirAsia travelers looking to maximize rewards and enjoy lounge access without extra fees.
Pros
- 8x AirAsia points on bookings
- Free airport lounge access
- No annual fee with RM500 spend
- Visa card network
- Valid for travel enthusiasts
Cons
- APR ranges from 15% to 18%
- Limited to AirAsia spending for maximum rewards
- Lounge access may have certain restrictions
- Not ideal for non-travel purchases
- Spending requirement for fee waiver
For frequent AirAsia travelers, the Hong Leong AirAsia Credit Card is a solid choice that rewards loyalty with 8x points on AirAsia bookings. This can significantly enhance your ability to earn free flights or upgrades over time. Additionally, the free airport lounge access is a noteworthy perk, allowing you to relax before flights without incurring extra costs.
The absence of an annual fee, provided you spend RM500 in the first 30 days, makes this card financially appealing. However, users should be aware that the APR ranges from 15% to 18%, which could add up if balances are carried over. This card primarily benefits those who travel often with AirAsia, as rewards are limited to AirAsia transactions.
While the card is beneficial for frequent flyers, it may not provide value for those who do not travel regularly with AirAsia. Additionally, the lounge access may come with certain restrictions that could limit its use. Overall, this card is tailored for AirAsia enthusiasts looking to enhance their travel experience while earning rewards effectively.
Who It's For
This card is ideal for AirAsia frequent flyers who want to maximize their travel rewards.
Watch Out
Be cautious of the APR if you carry a balance, as it can be on the higher side.
Summary
The Hong Leong AirAsia Credit Card is a great option for loyal AirAsia customers, offering significant rewards and lounge access, but it's best to avoid carrying a balance due to the high APR.
Best For
Perfect for those who frequently fly with AirAsia and want to earn rewards on their travel expenses.
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What Customers Say
Cardholders appreciate the generous points system but mention limitations for non-travel purchases.