British Airways American Express® Premium Plus Card
- APR
- 29.1% – 29.1%
- Annual Fee
- £300
- Rewards
- Up to 1.0%
- Sign-Up Bonus
- £60k
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Our Verdict
The British Airways American Express® Premium Plus Card offers substantial rewards for those who regularly fly with British Airways, but its high fees and interest rates may offset the benefits for occasional travellers.
Pros
- Earn 1.5 Avios per £1 spent
- Attractive sign-up bonus of 25,000 Avios
- Travel Together ticket after spending £10,000 annually
- Includes worldwide travel insurance
- Good for frequent British Airways travellers
Cons
- High annual fee of £250
- Requires good to excellent credit score
- APR of 56.6% variable can be steep for balances
- Spending threshold for bonus may be challenging for some
- Limited to British Airways and associated airlines for rewards
The British Airways American Express® Premium Plus Card positions itself as a lucrative option for avid travellers, particularly those loyal to British Airways. With a rewards rate of 1.5 Avios per £1 spent and a generous sign-up bonus of 25,000 Avios upon spending £3,000 in the first three months, it's an enticing prospect for frequent flyers. Additionally, the Travel Together ticket, granted after reaching a £10,000 annual spend, allows cardholders to take a companion on a flight without additional Avios, which can significantly enhance the value of this card.
However, potential users should weigh these benefits against the card's £250 annual fee and the variable APR of 56.6%. This high APR could be a burden if you don't pay off your balance in full each month. The requirement for a good to excellent credit score (720+) also limits accessibility for some consumers.
Furthermore, the card's rewards are primarily beneficial for those who fly with British Airways or its partners, meaning infrequent travellers or those who prefer other airlines might find better options elsewhere. Overall, the British Airways American Express® Premium Plus Card is best suited for those who can leverage its benefits while being mindful of its costs.
Watch Out
Be mindful of the high annual fee and APR if you plan to carry a balance.
Best For
Ideal for frequent British Airways flyers looking to maximise Avios rewards and enjoy travel perks.
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