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Capitec Credit Card

Capitec Credit Card

  • Annual Fee R600
  • Rewards Up to 1.0% 1%
  • Sign-Up Bonus R1 1GB free Capitec Connect data every month
  • Card Type cashback
  • Network Visa
The Capitec Credit Card offers decent cashback rewards and travel benefits for a low monthly fee, making it a practical choice for everyday spending.
American Express Gold Card

American Express Gold Card

  • Annual Fee R1.4k Nedbank discloses a monthly service fee of R120, equivalent to R1,440 per year.
  • Rewards Up to 1.0% Earn 1 Membership Rewards point for every R5 of eligible spend, plus 5,000 bonus points after meeting the introductory spend target.
  • Sign-Up Bonus R5k 5,000 bonus Membership Rewards points after spending R10,000 in the first 3 months.
  • Card Type travel
  • Network Amex
Nedbank Gold Credit Card

Nedbank Gold Credit Card

  • Annual Fee R780 Product page shows from R60 a month, with R65 p/m highlighted and fee components detailed separately.
  • Rewards Up to 2.0%
  • Network Visa
The Nedbank Gold Credit Card offers a low-cost entry point for those looking to build credit with the added benefit of Greenbacks rewards. It's ideal for occasional spenders but may not suit heavy users seeking extensive rewards.
FNB Gold Credit Card

FNB Gold Credit Card

  • Annual Fee R600 R34/mo account fee + R16/mo credit facility fee = R50/mo total (R600/yr). Up to 55 days interest-free.
  • Rewards Up to 1.5% Up to 1.5% back in eBucks on all purchases (in-store, online, international). Up to 15% back in eBucks at Checkers & Shoprite. Free eBucks Rewards membership included.
  • Card Type cashback
  • Network Visa
The FNB Gold Credit Card serves as a decent entry point into the bank's rewards ecosystem, though it lacks some detailed fee information.
SAA Voyager Premium Credit Card

SAA Voyager Premium Credit Card

  • Annual Fee R2.3k
  • Rewards Up to 1.0% 1 Voyager Mile for every R1.60 of eligible spend
  • Sign-Up Bonus R19k Earn 19,000 bonus Miles on the first SAA ticket you buy and use
  • Card Type travel
  • Network Visa/Mastercard