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HBL Platinum Credit Card

• Annual Fee $22k Waivable on PKR 500,000 annual spend
• Rewards Up to 2.0% 2% dining & travel, 1% all other purchases; 3x points on international spending (1 pt per PKR 25 local, 3 pts per PKR 25 intl)
• Card Type cashback
• Network Visa

The HBL Platinum Credit Card is ideal for frequent travelers and diners, offering substantial rewards and benefits.

UBL Platinum Credit Card

• Annual Fee $20k Reversed on PKR 300,000 spend within 60 days of statement
• Rewards Up to 1.0% 1 reward point per eligible spend, redeemable for cashback, airline miles, or merchandise
• Card Type cashback
• Network Visa

The UBL Platinum Credit Card provides unique benefits for those who spend significantly, but the high APR may deter casual users.

Standard Chartered Mastercard Platinum

• Annual Fee $14k Waived on PKR 125,000 spend within 3 months
• Rewards Up to 2.5% 1 point per PKR 40 spend, 3x on international transactions
• Card Type travel
• Network Mastercard

This card is ideal for frequent travelers who value lounge access and rewards on international spending.

JS Bank Platinum Credit Card

• Annual Fee $15k Reduced to PKR 3,100 on PKR 100,000 spend within 1 month of activation
• Rewards Up to 2.0% Instant cashback on daily spending categories; CIP domestic and international airport lounge access; balance transfer at 36% APR
• Card Type cashback
• Network Visa

This card is ideal for high spenders seeking premium perks, but the high APR may deter some users.

Bank Alfalah Ultra Cashback Card

• Annual Fee $4k PKR 4,000/year
• Rewards Up to 7.0% Up to 7% cashback on petrol, up to 1.5% on all other spending; automatic monthly credit; potential PKR 12,000 annual cashback
• Card Type cashback
• Network Visa

This card is perfect for frequent petrol users looking to earn cashback without restrictions.