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Seylan Visa Platinum Credit Card

• Annual Fee $2.5k Joining fee waived first year; LKR 2,500 annual fee from 2nd year onwards
• Network Visa

This card excels with its 51-day interest-free period, can pay off their balance quickly. However, the 22% APR can be steep for those who carry a balance.

HNB Visa Platinum Credit Card

• Annual Fee $0 Joining fee waived first year; annual fee from 2nd year varies by tier
• Rewards Up to 1.0% HNB Rewards points on every transaction, redeemable at partner merchants. 25-55 days interest-free credit period.
• Network Visa

The HNB Visa Platinum card offers excellent travel benefits, particularly for frequent flyers. However, the 27% APR is high, making it less carry a balance.

NDB Visa Platinum

• Annual Fee $0 Platinum annual fee applies; NDB Platinum cards typically LKR 3,000-5,000/yr
• Network Visa

The NDB Visa Platinum card offers attractive benefits for frequent travelers, but its APR may deter those carrying a balance.

Sampath Bank Visa Gold

• Annual Fee $0 Annual fee varies; Gold cards typically LKR 1,500-2,500/yr
• Card Type cashback
• Network Visa

This card is frequently dine out and enjoy earning rewards on everyday purchases.

Commercial Bank Visa Platinum

• Annual Fee $0 Fee varies by tier; Platinum cards typically LKR 3,000-5,000/yr
• Rewards Up to 1.0% Max Loyalty Rewards points on every transaction, redeemable at partner merchants for shopping, dining, and travel
• Network Visa

Ideal for frequent travelers, the Commercial Bank Visa Platinum provides valuable perks, but the APR could be a concern for balance carry.