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· Updated · Frugal Living Pro Editorial

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Travel Rewards Cards: Maximize Your Summer Getaways

Find the best travel cards for summer adventures without breaking the bank.

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What to Look for in Travel Rewards Cards

Choosing the right travel rewards card can save you hundreds on trips. Focus on cards with generous sign-up bonuses, reasonable annual fees, and rewards that align with your travel habits. Most people overlook foreign transaction fees, which can add up quickly if you're traveling abroad.

Rates and terms shown are representative. Your actual rate depends on your credit profile and circumstances. This is not financial advice — always read the lender's terms before applying.

Common Mistakes with Travel Cards

Avoid these pitfalls: underestimating the annual fee, not meeting the minimum spend for bonuses, and ignoring the APR if you carry a balance. Always check if the rewards translate into real savings for your travel needs.

Top Picks for Summer Travel

These cards provide excellent value for those gearing up for summer travels. Whether you prioritize sign-up bonuses or ongoing rewards, there's a card that fits your needs.

Delta SkyMiles Gold American Express Card

The Delta SkyMiles® Gold American Express Card is a strong contender for frequent Delta flyers. With the first year annual fee waived and $0 on the first checked bag, it stands out. However, its $150 annual fee afterward can be steep if you don't fly Delta often.

Delta SkyMiles Gold American Express Card

21.49%
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Marriott Bonvoy Boundless® Credit Card

For those who prefer hotel stays, the Marriott Bonvoy Boundless® Credit Card offers substantial rewards on Marriott purchases. It also includes a free night certificate annually, which can easily offset the $19.24 APR if used strategically.

Marriott Bonvoy Boundless® Credit Card

19.24%
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Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card is a versatile choice with a solid rewards rate on travel and dining. The $22.49 APR is higher than some, but the points can be transferred to a variety of airline and hotel programs, increasing their value.

Editor's Pick

Chase Sapphire Preferred® Card

22.49%
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Hilton Honors American Express Card

The Hilton Honors American Express Card is an excellent no-annual-fee option for Hilton loyalists. The 100,000 bonus points offer substantial value, especially if you frequently stay at Hilton properties.

Hilton Honors American Express Card

22.49%
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While these cards cater to different travel styles, your choice should align with where you see the most value. If you're interested in a detailed comparison of two top contenders, check out our Delta SkyMiles vs Chase Sapphire Preferred: Travel Rewards Showdown.

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Hilton Honors American Express Card

Hilton Honors American Express Card

  • Annual Fee $0
  • Rewards Up to 7.0%
  • Type travel
  • Network Amex
The Hilton Honors American Express Card is a solid choice for frequent Hilton guests, offering generous rewards and no annual fee.
Delta SkyMiles Gold American Express Card

Delta SkyMiles Gold American Express Card

  • Annual Fee $150
  • Type cashback
  • Network Amex
The Delta SkyMiles Gold American Express Card offers solid rewards for Delta travelers, but the annual fee may not be justifiable for occasional flyers.

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