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SAB Visa vs Al Rajhi Signature: Which Cashback Card Wins?
A head-to-head comparison of top cashback cards for savvy spenders
Top Cashback Contenders
You're choosing between the SAB Visa Cashback Credit Card and the Al Rajhi Signature Cashback Plus. Here's what actually matters when maximizing your rewards.
Rates and terms shown are representative. Your actual rate depends on your credit profile and circumstances. This is not financial advice — always read the lender's terms before applying.
SAB Visa Cashback Credit Card
The SAB Visa Cashback Credit Card shines with its no annual fee and straightforward cashback structure. Saudi residents will appreciate the 1% unlimited domestic cashback and 2% on international purchases. The card also offers up to 10% cashback on dining, supermarkets, and fuel if you hit the SAR 15K spending mark. However, if your spending doesn't meet the threshold, you'll miss out on these higher tiers.
Al Rajhi Signature Cashback Plus Card
While the Al Rajhi Signature Cashback Plus card carries a hefty SAR 450 annual fee, it compensates with up to 10% cashback on dining and 6% on groceries. High spenders who frequently dine out and shop for groceries will find this card rewarding. However, the cashback cap of SAR 500 monthly may limit total savings.
If you're not a high spender, the SAB Visa offers more consistent rewards without the pressure of meeting high spending thresholds. Let's look at more options for those who prefer flexible spending benefits.
Cards with Flexible Benefits
Here's a look at cards that provide additional perks like travel benefits and installment plans.
Al Rajhi Platinum Credit Card
The Al Rajhi Platinum Credit Card is a solid choice for those seeking Sharia-compliant spending with flexible repayment options. It offers a 0% Tasaheel installment plan at partner merchants and currently waives the annual fee through June 2026. However, it lacks a standalone cashback program, which could be a dealbreaker for cashback enthusiasts.
AlAhli Cashback Credit Card
The AlAhli Cashback Credit Card's no annual fee and tiered cashback structure appeal to those making large purchases. With up to 2% cashback on purchases over SAR 10,000 and a 20% bonus on select categories, it provides substantial savings. The SAR 200 monthly cashback cap, however, may not suit those with extensive spending.
Travelers might find the Al Rajhi Signature card's lounge access appealing, but if cashback is your priority, the SAB Visa remains a top contender. Let's wrap up with the verdict.
The Verdict
For those who prioritize cashback without the hassle of an annual fee, the SAB Visa Cashback Credit Card is the clear winner. If your spending aligns with the bonus categories, the Al Rajhi Signature Cashback Plus might be worth the fee. Choose based on your spending habits and lifestyle needs.
