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· Updated · Frugal Living Pro Editorial

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Choose the Right Travel Rewards Card for Your Wallet

Compare Airpoints cards to maximize your travel savings

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Quick Picks

Best overall: Westpac Airpoints Mastercard.
Best budget: Westpac Airpoints Mastercard.
Best for frequent flyers: ANZ Airpoints Visa Platinum.

Travel rewards card concepts

Affordable Travel Rewards

When looking for a travel rewards card, it’s crucial to find one that doesn’t weigh you down with excessive fees. Here, we focus on options that offer great value without breaking the bank.

Westpac Airpoints Mastercard

The Westpac Airpoints Mastercard stands out with the lowest annual fee at $70, making it a smart pick for budget-conscious travelers. Earning 1 Airpoints Dollar per $150 spent means regular spenders can rack up rewards quickly, especially with up to 55 interest-free days to manage payments effectively.

Westpac Airpoints Mastercard

20.95%
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It's not just about the annual fee. The Westpac card's lack of travel insurance might steer frequent international travelers to consider alternatives that offer broader coverage.

Premium Options for Frequent Flyers

For those who travel often and can leverage additional perks, investing in a slightly higher annual fee could be worthwhile.

Premium travel rewards imagery

ANZ Airpoints Visa Platinum Card

The ANZ Airpoints Visa Platinum justifies its premium tier with benefits like overseas travel insurance and a higher Airpoints earn rate. While the annual fee is higher, the added peace of mind and potential for faster rewards accumulation can make it a worthwhile investment for frequent flyers.

Editor's Pick

ANZ Airpoints Visa Platinum Card

20.95%
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If the ANZ card's premium perks align with your travel habits, it could enhance your trips significantly. But if your spending is primarily domestic, the Westpac card might offer better value.

Exploring more options can help you find the card that truly fits your lifestyle and spending habits. Dive deeper into travel rewards strategies in our detailed guide on Travel Rewards Cards for Frugal Flyers.

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Westpac Airpoints Mastercard

Westpac Airpoints Mastercard

  • Annual Fee $70
  • Rewards Up to 1.0%
  • Type travel
  • Network Mastercard
The Westpac Airpoints Mastercard is a straightforward entry-level credit card ideal for casual travellers. Its low annual fee makes it accessible, though the rewards rate may not satisfy frequent flyers.
ANZ Airpoints Visa Platinum Card

ANZ Airpoints Visa Platinum Card

  • Annual Fee $150
  • Type travel
  • Network Visa
The ANZ Airpoints Visa Platinum is suitable for frequent Air New Zealand flyers seeking to earn rewards, but its high APR may deter casual users.

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