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Best Cashback Credit Cards for Everyday Savings
Maximize savings with these top cashback cards for 2026
Quick Picks
Best overall: Maybank myimpact Visa Signature.
Best budget: CIMB Cash Rebate Platinum Credit Card.
Best for contactless payments: RHB Dual Credit Card.
Top Picks for Everyday Spend
Finding the right cashback credit card can make a significant difference in your savings on everyday purchases. Here are some of the best options available right now.
Maybank2u Cashback Card
The Maybank myimpact Visa Signature is a standout choice for those who prioritize ethical spending. Offering up to 8% cashback on ESG-friendly categories and a no annual fee policy, it appeals to environmentally conscious spenders. The lack of compounding interest is a unique perk in Malaysia, though the 0.5% cashback on non-ESG spending might be a letdown for some.
CIMB Cash Rebate Platinum Credit Card
The CIMB Cash Rebate Platinum Credit Card offers an accessible way to earn cashback on essentials like groceries and petrol, with a low income requirement of RM2,000/month. While the 5% cashback is capped at RM30 per month, its no annual fee feature makes it a solid budget-friendly option.
For those who prefer contactless transactions and don't mind a monthly cashback cap, the next card might be more appealing.
Contactless and Travel Rewards
If you frequently use contactless payments or travel abroad, consider these cards that cater to your needs.
RHB Dual Credit Card
The RHB Dual Credit Card combines credit and debit functions, offering 3% cashback on contactless transactions. It's ideal for Malaysians with a preference for tap-and-go convenience, though the RM50 monthly cashback cap may limit its appeal.
Maybank Visa Signature Credit Card
Frequent travelers will appreciate the Maybank Visa Signature Credit Card, which provides 5x points on overseas spending. While the RM550 annual fee from the second year is steep, the waived first-year fee and robust travel perks make it worthwhile for those who spend abroad regularly.
Hong Leong Wise Card
The Hong Leong Wise Card offers a unique blend of low interest and cashback rewards, featuring Malaysia's lowest fixed rate of 12.88% and 5% cashback on weekends. It's a great option for those who carry a balance and want to minimize interest while still earning rewards.
In conclusion, each card caters to different spending habits, whether you're looking for everyday cashback, enjoy contactless payments, or travel frequently. If you're interested in more cashback options, check out our detailed guide on Cashback Cards for Savvy Shoppers.