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Compare credit cards

Cashback, travel, building credit — compared by what actually matters to you.

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Annual Fee $22k Waivable on PKR 500,000 annual spend
Rewards Up to 2.0% 2% dining & travel, 1% all other purchases; 3x points on international spending (1 pt per PKR 25 local, 3 pts per PKR 25 intl)
Card Type cashback
Network Visa

The HBL Platinum Credit Card is ideal for frequent travelers and diners, offering substantial rewards and benefits.

Annual Fee $20k Reversed on PKR 300,000 spend within 60 days of statement
Rewards Up to 1.0% 1 reward point per eligible spend, redeemable for cashback, airline miles, or merchandise
Card Type cashback
Network Visa

The UBL Platinum Credit Card provides unique benefits for those who spend significantly, but the high APR may deter casual users.

Annual Fee $4k PKR 4,000/year
Rewards Up to 7.0% Up to 7% cashback on petrol, up to 1.5% on all other spending; automatic monthly credit; potential PKR 12,000 annual cashback
Card Type cashback
Network Visa

This card is perfect for frequent petrol users looking to earn cashback without restrictions.

Annual Fee $14k Waived on PKR 125,000 spend within 3 months
Rewards Up to 2.5% 1 point per PKR 40 spend, 3x on international transactions
Card Type travel
Network Mastercard

This card is ideal for frequent travelers who value lounge access and rewards on international spending.

Annual Fee $15k Reduced to PKR 3,100 on PKR 100,000 spend within 1 month of activation
Rewards Up to 2.0% Instant cashback on daily spending categories; CIP domestic and international airport lounge access; balance transfer at 36% APR
Card Type cashback
Network Visa

This card is ideal for high spenders seeking premium perks, but the high APR may deter some users.