Card comparison

Spend smarter. Compare credit cards that actually save you money.

Cashback, travel, building credit — compared by what actually matters to you.

Best cashback cards: Earn cash back on groceries, gas, and everyday purchases.; Annual fee: $0 Rewards: 1%–5%

Balance transfer deals: Move existing debt to a 0% intro APR card and pay it down faster.; Intro period: 15–21 mo Transfer fee: 3%–5%

Travel rewards cards: Earn points on flights and hotels with no foreign transaction fees.; Sign-up bonus: 50k–75k pts Earn rate: 2×–5× pts

Recently added

Neo World Elite Mastercard

Annual Fee CA$125
Rewards Up to 5.0%
Type cashback
Network Mastercard

RBC Avion Visa Infinite

Annual Fee CA$120
Rewards Up to 1.0%
Bonus CA$350
Type travel
Network Visa

This card is ideal for frequent travelers seeking flexibility and rewards, though its APR may deter balance carriers.

Scotiabank Gold American Express Card

Annual Fee CA$120
Rewards Up to 5.0%
Bonus CA$45k
Type travel
Network Amex

This card offers excellent rewards for frequent diners and entertainment seekers, but the high APR may deter those who carry a balance.

TD Low Rate Visa Card

Annual Fee CA$25
Network Visa

A solid option for those seeking low-interest credit without frills.

Capital One Guaranteed Mastercard

Annual Fee CA$59
Type secured
Network Mastercard

The Capital One Guaranteed Mastercard is a solid choice for individuals needing to establish or repair their credit history.

BMO CashBack Mastercard

Annual Fee $0
Rewards Up to 3.0%
Type cashback
Network Mastercard

This card is a practical choice for those who want to earn cashback without annual fees.

American Express Cobalt Card

Annual Fee CA$191.88
Rewards Up to 5.0%
Bonus CA$300
Network Amex

The Cobalt Card is ideal for foodies and frequent travellers, but its high APR and annual fee may deter casual users.

MBNA True Line Mastercard

Annual Fee $0
Type low_interest
Network Mastercard

This card is a solid option for those looking to manage existing credit card debt with a low interest rate.

Tangerine Money-Back Credit Card

Annual Fee $0
Rewards Up to 2.0%
Bonus CA$100
Type cashback
Network Mastercard

The Tangerine Money-Back Credit Card offers a straightforward cashback structure without an annual fee, making it an appealing choice for moderate spenders. However, its rewards are limited to select categories.

CIBC Aventura Visa Infinite Card

Annual Fee CA$139
Rewards Up to 2%
Bonus CA$1.8k
Type travel
Network Visa

The CIBC Aventura Visa Infinite Card offers solid travel rewards but comes with a notable annual fee.

BMO CashBack Mastercard for Students

Annual Fee $0
Rewards Up to 3.0%
Type student
Network Mastercard

Ideal for students looking to earn rewards without annual fees, but high interest rates may deter those carrying a balance.

SimplyCash Card from American Express

Annual Fee $0
Rewards Up to 2.0%
Bonus CA$100
Type cashback
Network Amex

The SimplyCash Card is a solid choice for everyday spenders looking to earn cashback without an annual fee.

Rogers World Elite Mastercard

Annual Fee $0
Rewards Up to 3.0%
Type cashback
Network Mastercard

This card is ideal for those who frequently spend in USD and want to earn cashback without annual fees.

TD Cash Back Visa Infinite Card

Annual Fee CA$139
Bonus CA$600
Type cashback
Network Visa

CIBC Dividend Visa Card for Students

Annual Fee $0
Rewards Up to 2.0%
Bonus CA$125
Type student
Network Visa

This card is a great choice for students looking to earn cashback without an annual fee.

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