Card comparison

Spend smarter. Compare credit cards that actually save you money.

Cashback, travel, building credit — compared by what actually matters to you.

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Best cashback cards
Up to 5% back
Earn cash back on groceries, gas, and everyday purchases.
Annual fee: $0 Rewards: 1%–5%
Balance transfer deals
0% intro APR
Move existing debt to a 0% intro APR card and pay it down faster.
Intro period: 15–21 mo Transfer fee: 3%–5%
Travel rewards cards
No FX fees
Earn points on flights and hotels with no foreign transaction fees.
Sign-up bonus: 50k–75k pts Earn rate: 2×–5× pts

Recently added

Citi Rewards Card

Citi Rewards Card

  • Annual Fee A$149
  • Rewards Up to 2.0%
  • Network Mastercard
The Citi Rewards Card is ideal for those who frequently shop at supermarkets and want to earn points without an upfront annual fee.
CommBank Low Rate Credit Card

CommBank Low Rate Credit Card

  • Annual Fee A$72
  • Bonus A$420
  • Type low_interest
  • Network Mastercard
A strong low-rate AU card if your priority is cheaper carried balances, and the current cashback offer makes it more compelling than the old stale record suggested.
Coles Rewards Mastercard

Coles Rewards Mastercard

  • Annual Fee $0
  • Rewards Up to 2.0%
  • Bonus A$20k
  • Network Mastercard
The Coles Rewards Mastercard is a straightforward option for Coles shoppers looking to maximise Flybuys points without an annual fee.
ANZ Low Rate Credit Card

ANZ Low Rate Credit Card

  • Annual Fee A$58
  • Bonus A$400
  • Type low_interest
  • Network Visa
ANZ Low Rate is more attractive than the stale record implied: it stays focused on low-rate borrowing, but the current A$400 cashback and 26-month balance-transfer offer add real short-term value.
ANZ Rewards Black Credit Card

ANZ Rewards Black Credit Card

  • Annual Fee A$375
  • Rewards Up to 2.0%
  • Bonus A$100
  • Type cashback
  • Network Visa
The ANZ Rewards Black card is ideal for frequent travellers wanting to maximise their rewards, but its high annual fee may deter casual users.
Westpac Low Rate Card

Westpac Low Rate Card

  • Annual Fee A$59
  • Bonus A$350
  • Type balance_transfer
  • Network Mastercard
The Westpac Low Rate card is a decent option for those looking to manage revolving balances with a low interest rate. However, it may not suit everyone due to its modest features and upcoming fee changes.

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